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Negotiate The Cheapest Auto Loan By Jay Moncliff, Sat Dec 17th Rather than luck, getting the best rate on your auto loan is askill that can be learnt, where knowing how to negotiate is thecrucial component to getting the best deal for yourself. Thebest way to dispel nerves while negotiating is by rememberingthat you are trying to save yourself money, and without thesenerves, you will easily find the courage to drive down the ratethey are offering you. The following suggestions will also helpyou as you go through your uto loan interest rate negotiations. Auto Loan Tip #1 Buy at the End of the Month Frequently themarketing tactics of auto dealerships involve contests, with thewinner receiving either a physical or monetary prize and somecoverage in the local newspapers. Research indicates that thesecontests run for a month on average, by the end of whichsalesmen are desperate for a sale as buyers are waiting to seewho wins, rather than purchase. Use this desperation for yourown benefit, as the salesman will be more focussed on the salethan the margin it will earn him, and you will be able to drivethe overall sale price down. The result of a lower sale price isa lesser amount financed, and this might enable you to negotiatebetter terms for your auto loan. Auto Loan Tip #2
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A Good Credit History While seeming obvious,most people are unaware of the effect a poor credit history hason their auto loan rate. An excellent credit rating gives youthe freedom to purchase at your convenience, as lenders willwant you as a customer. However if you have a poor credithistory, devote several months to trying to repair it and youwill find it has wider benefits, in addition to helping you geta better interest rate on your auto loan. (Article continued below)
Auto Loan Tip #3 Negotiate and shop around When you are buyinganything, the benefits of shopping around are clear, andarranging an auto loan is no different. Prior to yournegotiations calculate your limits, so that you know the maximumyou can afford to put toward an auto loan on a monthly basis. Itgives you a reference point for negotiation of rates, and alsoprevents you tipping your hand and letting the other side knowthe point at which you will walk away. Always remember, nomatter how high the pressure to make the sale, there arethousands of car dealers and lenders, so don't accept any offerof finance without shopping around. About the author:Jay Moncliff is the founder of http://www.loans-center.info a website specialized on Auto Loan, resources andarticles. This site provides updated information on Auto Loan.For more info visit his site: Auto Loan | Sign In |
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DBJ on CBS4: What business needs to know about Denver's camping ban
<img src='http://assets.bizjournals.com/denver/news/2010/11/12/CBS4%20Logo*100.jpg?v=1'>Denver's new homeless camping ban has stirred controversy -- and triggered questions among business people about how the ordinance will work.
The new rule, adopted by the Denver City Council May 14, takes effect May 29. It bans homeless people and others from camping overnight on public or private property without permission.
The ordinance comes as the number of unsheltered homeless people has risen sharply, according to a recent point-in-time survey.
Denver Business Journal reporter Dennis Huspeni...<div class="feedflare">
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</div>Denver rated 5th cheapest destination for summer air travelers
<img src='http://assets.bizjournals.com/denver/news/THINKSTOCKDenverDowntownSkylineEveningWeb*100.jpg?v=1'>Denver ranks No. 5 on a list of the nation's 10 most affordable destinations for fliers this summer, based on air fares, according to Cheapflights.com.
The website, which specializes in finding and publishing travel deals online, said the average roundtrip fare to and from Denver is $243.
Chicago ranks No. 1, with average fares of $218.
The ranking comes from an analysis of air fare deals that Cheapflights.com users have found during the past 90 days.
"We have millions of visitors looking for...<div class="feedflare">
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</div>DBJ Weekend Tech Watch: Facebook IPO, SpaceX, Microsoft, IHS
<img src='http://assets.bizjournals.com/denver/news/2010/10/18/DBJTechWatchLogoWeb*100.jpg?v=1'>Welcome to the Denver Business Journal's Tech Watch, our roundup of today's tech news from around the nation, featuring reports on Facebook, SpaceX, Microsoft, Motorola Mobility, IHS, Zynga, Yelp, Boeing, General Dynamics, Northrop Grumman, Boston Scientific and more.
And click here for more DBJ tech coverage.
Facebook shares fall flat on IPO debut
Facebook buys social gift app maker Karma
Zynga, Yelp down as Facebook closes flat
5 warning signs that time to invest in Facebook is over
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</div>$635M deal for remaining Colorado Interstate Gas assets
<img src='http://assets.bizjournals.com/houston/news/El%20PasoEP_full_4cp*100.JPG?v=1'>El Paso Pipeline Partners LP will acquire the remaining 14 percent interest in Colorado Springs-based Colorado Interstate Gas Co. LLC and all of Cheyenne Plains Investment Co. LLC from El Paso Corp. for $635 million and the assumption of about $242 million in debt.
Colorado Interstate Gas (Cigco) has about 4,300 miles of natural gas pipeline in Colorado, Wyoming and neighboring states.
The transaction between El Paso Pipeline (NYSE: EPB) and El Paso Corp. (NYSE: EP) is expected to close during...<div class="feedflare">
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Protesters march through Chicago to NATO summit - The Associated Press
<table border="0" cellpadding="2" cellspacing="7" style="vertical-align:top;"><tr><td width="80" align="center" valign="top"><font style="font-size:85%;font-family:arial,sans-serif"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHCDGiOKYCN34Q15ikTDw7e3ItNFA&url=http://www.google.com/hostednews/ap/article/ALeqM5ik1DjYUgB3rxRhz4sCz6kNl4Ao6Q?docId%3D338850e2964745469e68a64b1f52e040"><img src="//nt2.ggpht.com/news/tbn/kldRUAMITruONM/6.jpg" alt="" border="1" width="80" height="80" /><br /><font size="-2">The Associated Press</font></a></font></td><td valign="top" class="j"><font style="font-size:85%;font-family:arial,sans-serif"><br /><div style="padding-top:0.8em;"><img alt="" height="1" width="1" /></div><div class="lh"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHCDGiOKYCN34Q15ikTDw7e3ItNFA&url=http://www.google.com/hostednews/ap/article/ALeqM5ik1DjYUgB3rxRhz4sCz6kNl4Ao6Q?docId%3D338850e2964745469e68a64b1f52e040"><b>Protesters march through Chicago to NATO summit</b></a><br /><font size="-1"><b><font color="#6f6f6f">The Associated Press</font></b></font><br /><font size="-1">By NOMAAN MERCHANT, AP ? 1 minute ago CHICAGO (AP) ? Thousands of protesters marched through downtown Chicago on Sunday in one of the city's largest demonstrations in years, airing grievances about war, climate change and a wide range of other <b>...</b></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGnFD2FaDPfYNjtgxmM0FBDun78kw&url=http://www.suntimes.com/news/12654223-418/nato-protesters-bloodied-in-clashes-with-police.html">NATO protesters bloodied in clashes with police</a><font size="-1" color="#6f6f6f"><nobr>Chicago Sun-Times</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNE564N_wKCfTgrkUto6n2iwcQjmkQ&url=http://www.chicagotribune.com/news/local/natosummit/ct-met-nato-protest-rally-0521-20120521,0,5447358.story">NATO protest takes aim at wars and other issues</a><font size="-1" color="#6f6f6f"><nobr>Chicago Tribune</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGHodvQ8MilYIE2504MscNDYQDTNQ&url=http://www.nydailynews.com/news/national/marchers-hit-chicago-streets-protest-nato-summit-article-1.1081691?localLinksEnabled%3Dfalse">Chicago rally vs. NATO talks</a><font size="-1" color="#6f6f6f"><nobr>New York Daily News</nobr></font></font><br /><font size="-1" class="p"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNFdxCL7el7Fndl59XahCkux1PWZSQ&url=http://www.reuters.com/article/2012/05/21/us-nato-summit-idUSBRE84J02C20120521"><nobr>Reuters</nobr></a> -<a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNEWxK_59GOr0cqZluqWw2TUubklJg&url=http://www.washingtonpost.com/national/nato-leaders-strive-to-keep-resolve-intact-in-the-high-stakes-end-game-of-afghanistan-war/2012/05/20/gIQAwkuBeU_story.html"><nobr>Washington Post</nobr></a> -<a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGSf54A8DAGtKOL5sWjSMWd_uWpuw&url=http://www.startribune.com/nation/152233125.html"><nobr>Minneapolis Star Tribune</nobr></a></font><br /><font class="p" size="-1"><a class="p" href="http://news.google.com/news/more?pz=1&ned=us&ncl=dmfzL9lmsTA9HKMS8WSNu_fgya1iM&topic=h"><nobr><b>all 9,456 news articles »</b></nobr></a></font></div></font></td></tr></table>Millions Look Skyward as Eclipse Crosses Asia, US - ABC News
<table border="0" cellpadding="2" cellspacing="7" style="vertical-align:top;"><tr><td width="80" align="center" valign="top"><font style="font-size:85%;font-family:arial,sans-serif"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHKqVqcdqQZ-pibd01nR7FKpPgQng&url=http://abcnews.go.com/Technology/wireStory/millions-skyward-eclipse-crosses-asia-us-16392156"><img src="//nt2.ggpht.com/news/tbn/NvJFCvMtQSvBfM/6.jpg" alt="" border="1" width="80" height="80" /><br /><font size="-2">ABC News</font></a></font></td><td valign="top" class="j"><font style="font-size:85%;font-family:arial,sans-serif"><br /><div style="padding-top:0.8em;"><img alt="" height="1" width="1" /></div><div class="lh"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHKqVqcdqQZ-pibd01nR7FKpPgQng&url=http://abcnews.go.com/Technology/wireStory/millions-skyward-eclipse-crosses-asia-us-16392156"><b>Millions Look Skyward as Eclipse Crosses Asia, US</b></a><br /><font size="-1"><b><font color="#6f6f6f">ABC News</font></b></font><br /><font size="-1">Millions in Asia and the western United States watched as a rare "ring of fire" eclipse crossed their skies. The annular eclipse, in which the moon passes in front of the sun leaving only a golden ring around its edges, was visible to wide areas across <b>...</b></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNFvUXGX3SgyIUw08Z8ynm--USU1vg&url=http://news.cnet.com/8301-11386_3-57437991-76/annular-solar-eclipse-goes-global-social/">Annular solar eclipse goes global, social</a><font size="-1" color="#6f6f6f"><nobr>CNET</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNE7IHjhnFBxT5sgqJ9UjgIvSto6pw&url=http://www.washingtonpost.com/national/millions-turn-out-to-watch-as-rare-eclipse-crosses-skies-of-asia-and-western-us/2012/05/20/gIQAuojFeU_story.html">Millions turn out to watch as rare eclipse crosses skies of Asia and western US</a><font size="-1" color="#6f6f6f"><nobr>Washington Post</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNFP1i3k95XEH8k7BPEHLf-zTkIDuA&url=http://www.telegraph.co.uk/news/worldnews/9278854/Millions-of-stargazers-watch-eclipse.html">Millions of stargazers watch eclipse</a><font size="-1" color="#6f6f6f"><nobr>Telegraph.co.uk</nobr></font></font><br /><font size="-1" class="p"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNFY_HlNRhWGghmlbfky1mPez9EF9Q&url=http://www.usatoday.com/tech/science/space/story/2012-05-20/solar-eclipse/55099766/1"><nobr>USA TODAY</nobr></a></font><br /><font class="p" size="-1"><a class="p" href="http://news.google.com/news/more?pz=1&ned=us&ncl=dnxmxtEWZaRECpM-tuTJDrvZOg3eM&topic=h"><nobr><b>all 2,581 news articles »</b></nobr></a></font></div></font></td></tr></table>Robin Gibb and the Bee Gees: More than disco kings [video] - Los Angeles Times
<table border="0" cellpadding="2" cellspacing="7" style="vertical-align:top;"><tr><td width="80" align="center" valign="top"><font style="font-size:85%;font-family:arial,sans-serif"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHxOd2nVfA_rraxvAeFN1L8ND-kPQ&url=http://www.guardian.co.uk/music/2012/may/21/robin-gibb-pioneer-disco-dies?newsfeed%3Dtrue"><img src="//nt3.ggpht.com/news/tbn/5xtddMLURCc8HM/6.jpg" alt="" border="1" width="80" height="80" /><br /><font size="-2">The Guardian</font></a></font></td><td valign="top" class="j"><font style="font-size:85%;font-family:arial,sans-serif"><br /><div style="padding-top:0.8em;"><img alt="" height="1" width="1" /></div><div class="lh"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNFnrlIAf8_n6zLX8-vjrev6mqq1qw&url=http://latimesblogs.latimes.com/music_blog/2012/05/robin-gibb-and-the-bee-gees.html"><b>Robin Gibb and the Bee Gees: More than disco kings [video]</b></a><br /><font size="-1"><b><font color="#6f6f6f">Los Angeles Times</font></b></font><br /><font size="-1">Robin Gibb, who lost his battle with colorectal cancer Sunday at the age of 62, was a founding member of the Bee Gees with his brothers Barry and twin Maurice. In 1994, the brothers Gibb were inducted into the Songwriters Hall of Fame at the Grammy <b>...</b></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHsqbLDauVuxFR-CqetcPU68jyTsQ&url=http://www.seattlepi.com/news/article/Bee-Gees-Robin-Gibb-dies-after-long-cancer-battle-3572541.php">Bee Gees' Robin Gibb dies after long cancer battle</a><font size="-1" color="#6f6f6f"><nobr>Seattle Post Intelligencer</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNHCnZ2szs3Xru1G8sFlw9KrqtzZ5w&url=http://music-mix.ew.com/2012/05/20/robin-gibb-playlist-in-memoriam/">Robin Gibb playlist: In memoriam</a><font size="-1" color="#6f6f6f"><nobr>Entertainment Weekly</nobr></font></font><br /><font size="-1"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNFfHxbjWGy4mnhcoCjGgqc7UCLx2A&url=http://www.telegraph.co.uk/news/celebritynews/9278851/How-the-Bee-Gees-defined-the-disco-era.html">How the Bee Gees defined the disco era</a><font size="-1" color="#6f6f6f"><nobr>Telegraph.co.uk</nobr></font></font><br /><font size="-1" class="p"><a href="http://news.google.com/news/url?sa=t&fd=R&usg=AFQjCNGTDOVgz7PVAVz9mg07fmh4HSSRjw&url=http://online.wsj.com/article/SB10001424052702303610504577416973101200102.html"><nobr>Wall Street Journal</nobr></a></font><br /><font class="p" size="-1"><a class="p" href="http://news.google.com/news/more?pz=1&ned=us&ncl=d1WnrAb49hBcEwM0m4QGDeeyC09RM&topic=h"><nobr><b>all 1,928 news articles »</b></nobr></a></font></div></font></td></tr></table>
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Utilizing the services of a neutral third party, a couple may be able to work out differences in property settlement and other issues through mediation. This is especially valuable if no agreement can be reached and a court battle may result. ...
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