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Do It Yourself Business Debt Relief
By Kevin Muir
As an alternative to corporate bankruptcy under Chapter 11, some companies seek help using business debt negotiators. While firms offering debt negotiation look good, you should be careful which one you use. Many of them are in trouble because of false claims and promises.
How Business Debt Relief Works
Firms advertising business debt relief negotiate reduced interest rates and payments to your creditors. Many troubled companies use them instead of going through a long formal bankruptcy process. If you go this route, all you have to do is pay the firm's service fee.
Before you decide to use a debt relief firm, there are several things you should know. First, make sure this firm does not work the "collections" side of debt negotiations. This means they are working both sides of the equation. They may claim this gives them leverage. But you must ask yourself, "do they have my best interests at heart?" The answer is, probably not. However if you do want to use a debt negotiation firm, talk to several. Compare how much each one is going to save you and make sure you feel comfortable with their operations.
Second, consider that you can do your own negotiations with creditors as well. Be aware that it may be more difficult. Sometimes it helps to have a third party involved. If you negotiate yourself, your creditors may not give you much of a break and you will find it to be an emotionally
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Johnson County businessmen file redistricting lawsuitJohnson County businessmen Ben Craig and Larry Winn filed a motion Friday to intervene in the Kansas redistricting lawsuit that may set the state?s legislative boundaries.
Craig and Winn said they want to protect the interests of Johnson County in ensuring it gets fair representation in the redistricting plan. The Kansas Legislature has failed to agree on new maps, leading Secretary of State Kris Kobach to ask a panel of federal judges to weigh in.
?Johnson County is the state?s economic...<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=mQ78v-t0Fnc:OIqDHeAbN5Q:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=mQ78v-t0Fnc:OIqDHeAbN5Q:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
</div>YRC Worldwide names Fisher as controller<img src='http://assets.bizjournals.com/kansascity/news/YRCFreightNewSignage001*100.jpg?v=1'>YRC Worldwide Inc. has named Stephanie Fisher as corporate controller, effective May 16.
In a Securities and Exchange Commission filing late Friday, the Overland Park-based trucking company (Nasdaq: YRCW) said Fisher previously was director of financial reporting. She has been in the company?s accounting department since 2004.
She replaces Paul Liljegren, who also was chief accounting officer. He stepped down in March.
In the filing, YRC said Fisher received 8,000 shares of restricted stock.<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=7qV71kGVkzU:SBziRFLGMGw:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=7qV71kGVkzU:SBziRFLGMGw:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
</div>Herbst is banned from corporate credit union workCredit union regulators have banned Joseph Herbst from any involvement with corporate credit unions after he helped lead two into failure.
Herbst previously was chairman of Lenexa-based U.S. Central Federal Corporate Credit Union, a $34 billion-asset organization that failed in March 2009 and was seized by regulators. The National Credit Union Administration estimated that its insurance fund would sustain losses of between $2.2 billion and $6.5 billion because of the failure.
Herbst also was CEO...<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=bINTOjgCTj8:OdnuBpZVlU8:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=bINTOjgCTj8:OdnuBpZVlU8:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
</div>Kansas City ranks as No. 8 affordable place to fly this summer<img src='http://assets.bizjournals.com/kansascity/blog/SummerWomanPoolsideSun*100.jpg?v=1'>Kansas City has landed in eighth place on a list of the Top 10 Most Affordable Places to Fly this Summer.
Cheapflights.com, which specializes in finding and publishing travel deals online, said the average roundtrip airfare to Kansas City is $245. That?s just behind Las Vegas, which was $244.
Chicago was No. 1 with an average roundtrip fare of $218. (See the full top 10 below.)
The ranking comes from an analysis of deals users have found during the past 90 days.
?We have millions of visitors...<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=sTYkkOqC4ts:lz2EtyW8Z8E:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=sTYkkOqC4ts:lz2EtyW8Z8E:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
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trying experience. But you can handle matters yourself. Some Tips On Doing Your Own Debt Negotiations First understand that there are no debtor's prisons. If you cannot pay your creditors because of a failing business, you are not a criminal. As long as you has not been involved in fraudulent activities, your creditors cannot threaten you will jail and they do not have the right to harass you personally. Second, you must stand your ground with these creditors. Creditors will call you day and night. Each one will demand that you pay them before anyone else. Make the decisions that are right for your business's survival. Determine your own priorities on who absolutely must be paid and in what order. Also do not ever post date a check to pay someone, even if a creditor asks for it. This can get you in bigger trouble. In fact sometimes, this can be interpreted as check fraud. Third, do not make promises you cannot deliver on with creditors and collection agencies. Do not take money needed to operate the business and pay unsecured debts. Remember the only hope you have to pay your creditors is to turnaround your business. You cannot do this if the business does not run. Finally, remember that most creditors would rather reach an agreement out of court as opposed to in court. Court caseloads are high costly and judges would much rather see these matters negotiated outside the courtroom. So stand your ground, don't do anything illegal to get business debt relief, and focus on making a profit. You may just pull your business out of the fire. BusinessDebtRelief.us is devoted to articles on the subject of business debt relief. You can learn more at Business Debt Relief Information. Article Source: ArticleTap.com
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Johnson County businessmen file redistricting lawsuit
Johnson County businessmen Ben Craig and Larry Winn filed a motion Friday to intervene in the Kansas redistricting lawsuit that may set the state?s legislative boundaries.
Craig and Winn said they want to protect the interests of Johnson County in ensuring it gets fair representation in the redistricting plan. The Kansas Legislature has failed to agree on new maps, leading Secretary of State Kris Kobach to ask a panel of federal judges to weigh in.
?Johnson County is the state?s economic...<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=mQ78v-t0Fnc:OIqDHeAbN5Q:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=mQ78v-t0Fnc:OIqDHeAbN5Q:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=mQ78v-t0Fnc:OIqDHeAbN5Q:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
</div>YRC Worldwide names Fisher as controller
<img src='http://assets.bizjournals.com/kansascity/news/YRCFreightNewSignage001*100.jpg?v=1'>YRC Worldwide Inc. has named Stephanie Fisher as corporate controller, effective May 16.
In a Securities and Exchange Commission filing late Friday, the Overland Park-based trucking company (Nasdaq: YRCW) said Fisher previously was director of financial reporting. She has been in the company?s accounting department since 2004.
She replaces Paul Liljegren, who also was chief accounting officer. He stepped down in March.
In the filing, YRC said Fisher received 8,000 shares of restricted stock.<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=7qV71kGVkzU:SBziRFLGMGw:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=7qV71kGVkzU:SBziRFLGMGw:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=7qV71kGVkzU:SBziRFLGMGw:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
</div>Herbst is banned from corporate credit union work
Credit union regulators have banned Joseph Herbst from any involvement with corporate credit unions after he helped lead two into failure.
Herbst previously was chairman of Lenexa-based U.S. Central Federal Corporate Credit Union, a $34 billion-asset organization that failed in March 2009 and was seized by regulators. The National Credit Union Administration estimated that its insurance fund would sustain losses of between $2.2 billion and $6.5 billion because of the failure.
Herbst also was CEO...<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=bINTOjgCTj8:OdnuBpZVlU8:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=bINTOjgCTj8:OdnuBpZVlU8:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=bINTOjgCTj8:OdnuBpZVlU8:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
</div>Kansas City ranks as No. 8 affordable place to fly this summer
<img src='http://assets.bizjournals.com/kansascity/blog/SummerWomanPoolsideSun*100.jpg?v=1'>Kansas City has landed in eighth place on a list of the Top 10 Most Affordable Places to Fly this Summer.
Cheapflights.com, which specializes in finding and publishing travel deals online, said the average roundtrip airfare to Kansas City is $245. That?s just behind Las Vegas, which was $244.
Chicago was No. 1 with an average roundtrip fare of $218. (See the full top 10 below.)
The ranking comes from an analysis of deals users have found during the past 90 days.
?We have millions of visitors...<div class="feedflare">
<a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:yIl2AUoC8zA"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=yIl2AUoC8zA" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:V_sGLiPBpWU"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=sTYkkOqC4ts:lz2EtyW8Z8E:V_sGLiPBpWU" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:F7zBnMyn0Lo"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?i=sTYkkOqC4ts:lz2EtyW8Z8E:F7zBnMyn0Lo" border="0"></img></a> <a href="http://feeds.bizjournals.com/~ff/bizj_kansascity?a=sTYkkOqC4ts:lz2EtyW8Z8E:qj6IDK7rITs"><img src="http://feeds.feedburner.com/~ff/bizj_kansascity?d=qj6IDK7rITs" border="0"></img></a>
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dispute settlement through negotiation assisted by an unbiased third party.
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